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You must read the following information for your own protection and benefit. When you have read the following information please click on the “Agree” button below to acknowledge that you have read and understood the information. You will then be directed to Canada Life International’s main site.
Canada Life International provides information on this website to you on the understanding that you agree to the following terms and conditions.
Copyright
Although the information on this site is available to almost everybody, Canada Life International retains the text and graphic images.
Therefore you are not permitted to:
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Distribute the text or graphics to others for any reason whatsoever, without prior permission from Canada Life International.
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Modify or reuse the text or graphics on the web-site.
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Duplicate this information onto your own web-site without the express written permission of Canada Life International.
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Your are, however, permitted to print copies of the information for your own personal use or to store on your computer for your own personal use.
All other rights are reserved to Canada Life International.
Canada Life International Internal Fund Risk Ratings
As the volatility of investment markets change, Canada Life International adjust the scale on which it bases individual fund risk ratings for the Canada Life International fund range accordingly. It is not the responsibility of Canada Life International to notify Policyholders, or Investment Advisers of such movements. It is therefore imperative that you periodically check the risk ratings assigned to our funds, to ensure that the current risk ratings are consistent to that when monies were originally invested, or last viewed.
Trademarks
“Canada Life International” and “Canada Life Financial Corporation” are registered trademarks of Canada Life Assurance Company, the parent company of Canada Life International. You are prohibited from displaying or using the Canada Life trademarks in any manner without express written permission of Canada Life International.
Regulatory Statements
No product or investment advice is offered on the web-site. Past performance is not a guide for future performance. The value of units can fall as well as rise. Currency fluctuations can also affect performance. The value of your investment is not guaranteed. A reply to any advertisement contained within this web-site may result in you being contacted by telephone, e-mail or visited in person. Telephone calls and e-mails may be recorded and/or monitored for contractual evidence, training staff and ensuring a quality of service.
UK Residents
All information contained within this web-site, and specifically, Canada Life International products are provided to and for the attention of UK residents. If you are accessing the web-site outside of the UK, your local legislation may not permit us to sell our products to you in your country. Please check with your financial adviser as to whether or not our products are available in the country you are resident.
US Residents
The products and services described within this site are not being offered in the United States, its territories or to US citizens. If a policy was set-up in the UK, and the policyholder later becomes resident in the United States or its territories there will be restrictions placed on the policy during the period of such residence. These restrictions include, and may not be limited to, the suspension of premium payments otherwise permitted under a regular policy. United States and its territories means the United States of America, its territories and possessions, and any state of the United States.
Direct Offers
Canada Life International does not sell its products direct to the general public. Therefore any information provided on this web-site is not, and shall not be treated as, and/or for direct purchase by you from this site.
Jurisdiction
Manx law governs this site and its contents and any dispute in relation to its contents are to the exclusive jurisdiction of the Manx courts.
Information Changes
Canada Life International reserves the right at any time and without notice, to amend or withdraw (temporarily and/or permanently) any information on this web-site and Canada Life International shall not be liable to you or any third party for any such amendments or withdrawal of information.
Disclaimers and Limitation of Liability
Although information and data provided by Canada Life International is believed to be accurate and reliable when placed on this web-site, Canada Life International does not guarantee the accuracy or reliability at any time for the information held within this web-site or any other web-site linked to this web-site. Canada Life International does not warrant that this web-site is free from viruses, errors or any other defects (malicious or otherwise). Canada Life International may provide links to other web-sites, or alternatively other web-sites provide a link to the Canada Life International web-site. In such cases, as Canada Life International has no control over such other web-sites and/or their contents, Canada Life International does not endorse and shall not be held responsibility or liable for the content or any products, information, advertising or other materials available from such other web-sites. Canada Life International shall not be responsible or liable (directly or indirectly) for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any information available through this web-site. Canada Life International shall not be liable to the fullest extent possible under Manx law, for any direct or indirect losses, damages, claims, costs, expenses, penalties or interest which may result or arise from:
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The use of or inability to use or visit this web-site.
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The unauthorised access to and or alteration of this web-site.
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Any reliance on the information found on this web-site.
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Any other matter relating to this web-site and/or its contents.
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Policyholder Protection
Policyholders of Canada Life International policies will be protected by the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 if the company becomes unable to meet its liabilities to them.
Complaints
Any complaints about Canada Life International products or service will be dealt with in accordance with our Complaints policy, a copy of which is available on a request by calling 01624 820200. In the event that Canada Life International are unable to resolve the dispute, all customers have the right to refer the matter to the Isle of Man Financial Services Ombudsman Scheme.
Canada Life International Limited, St Mary’s, The Parade, Castletown, Isle of Man IM9 1RJ
Telephone: +44 (0) 1624 820200 Fax: +44 (0) 1624 820201
Web Site: http:// www.canadalifeint.com
Registered in the Isle of Man No. 33178
Member of the Association of International Life Offices. Canada Life Group consists of Canada Life Limited, Canada Life Asset Management Limited (both authorised and regulated by the Financial Services Authority), Canada Life International Limited and CLI Institutional Limited (Isle of Man registered companies authorised and regulated by the Isle of Man Insurance and Pensions Authority). All promotional material produced is approved by Canada Life Limited.
September 2008
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